Our journey through $80k medical debt and surviving twins

Balancing a master's program, caring for a newborn at home, and visiting another in the hospital was a daily whirlwind for my husband and me.

After my work shift, I'd rush to the hospital to hold, change, and feed our baby before heading home so my husband could take his turn.

Despite the joy of seeing our sons survive a critical situation, the mounting medical bills pushed us to financial exhaustion.

Our portion of their care exceeded $80,000, leading us to rely on credit cards and payment plans.

We even contemplated moving in with our parents to keep up with costs.

Have you ever faced a financial struggle like this?

Allyson Ward, an advanced practice nurse and a neonatal nurse practitioner-board certified at the University of Chicago in Chicago, IL, testified before the Senate HELP Committee.